a penny saved is a penny gained.
richard brckminster ican srchitect 省下一分錢等於得到一分錢。
美國建築師富勒.r.b.
all good things are cheap, all bad things are very dear.
henry david thoreau, ameican writer 一切好的東西都是便宜的，所有壞的.東西都是非常貴的。
美國作家梭羅。h.d.
all the splendor in the world is not worth a good friend.
voltaire, french thinker 人世間所有的榮華富貴不如一個好朋友。
法國思想家伏爾泰
apply yourself to true riches; it is shameful to depend upon silver and gold for a happy life.
lrcius annaeus seneca, ancient roman philosopher 要爭取真正的財富，靠金銀謀取幸福是不光彩的。
古羅馬哲學家西尼加.l.a.
an ounce of prudence is worth a pound of gold.
tobias smollett, british writer 一盎司謹慎抵得上一磅黃金。
英國作家 .斯摩萊特 .t.
beggars cannot be choosers.
du bose heywood, american writer 乞丐不能挑肥揀瘦。
美國作家海伍德.d.b.
beggars do not envy millionaires, though of course they will envy other beggars who are more successful.
betrand russell, british philosopher 乞丐並不羨慕百萬富翁，儘管他們一定會羨慕比他們乞討得多的乞丐。
英國哲學家羅素.b.
creditors have better memories than debtors.
benjamin franklin. american president 放債的比借債記性好。
美國總統富蘭克林。b.
economy is in itself a source of great revenue.
lucius annaeus seneca, ancient roman philosopher 節約本身就是最大的收入 .
羅馬哲學家 西尼加，l.a.
economy is the poor man' s mint; and extravagance the rich man ' s pitfall. 節約是窮人的造幣廠，浪費是富翁的陷阱。
英國作家 塔泊.m
few rich men own their property owns them.
robert green ingersoll. american iawyer 極少富人擁有他們的財產，是財產擁有他們。
美國律師英格索爾.r.g.
he that has a full purse never lacks a friend. even in a busy market, nobody cares to know a poor person.
anonymors 富在深山有遠親；貧在鬧市無人識。
無名氏
i finally know what distinguishes man from the other beasts:financial worries.
jules renard, french playwright 我終於明白人與野獸的區別在於：人為錢而擔憂。
法國劇作家勒納爾.j.
i would rather have my people laugh at my economies than weep for my extravagance.
oscar ll, swedish king 我寧願讓我的人民嘲笑我的的小氣也不願讓他們為我的揮霍而哭泣。
瑞典國王奧斯卡二世
if rich, it is easy enough to conceal our wealth, but, if poor, it is not so easy to conceal our poverty. we shall find it less difficult to hide a thousand guineas, than one hole in our coat.
charles c. colton, british clergyman 如果富有，藏富很容易；如果貧窮，掩飾貧窮卻很難。我們不難發現隱藏1000個金幣比遮蓋衣服上的一個破洞來得容易。
英國畫妝師科爾頓.c.c
if you would know the value of money, go and try to borrow some.
benjamin franklin, american presudent 要想知道錢的價值，就想辦法去借錢試試。
美國總統富蘭克林.b.'
